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family gathered around the Thanksgiving table with a turkey

Top 5 Health & Safety Risks to Avoid This Holiday Season 

Holidays are supposed to be about sharing good times with family and friends, so we’ve gathered some tips for how to avoid the biggest risks to your season of cheer.   Illness   Transmissible viruses are the biggest risk when celebrating the holidays. Avoiding people when sick is key, but sometimes it is accidental or unavoidable. Washing […]

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blog image of a home decorated for Halloween; blog title: how to get yout home ready for a safe halloween

How to Get Your Home Ready For a Safe Halloween 

Witches and ghouls are scary for the kiddos, but as a homeowner, you know that the real terror of Halloween lies in vandalism, lawsuits, and liability claims. Use these tips to make your home and belongings safe on Halloween night, both for you and your spooky visitors.    Be All In or All Out   Trick-or-treaters […]

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image of a mother showing her son how to brush his teeth

Seven Ways to Make Dental Health Fun for Kids 

Cavities are one of the most common chronic diseases affecting children today, but the good news is they are almost completely preventable. According to the Center for Disease Control, about one-third of all cavities can be prevented by fluoride varnish, which children can obtain from dental applications, fluoride-treated water, and toothpaste containing fluoride. Below, we […]

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image of a flooded home

Flood Insurance FAQs 

According to the Federal Emergency Management Agency (FEMA), floods are the most commonly occurring natural disaster in the U.S. However, most standard homeowners policies do not offer coverage for damages from flooding. When considering whether or not you need flood insurance, there are a few questions you will want to ask. Below, we outline those […]

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image of burglar entering a person's home, shining a flash light on a phone and wallet on the countertop

Six Things to do After a Home Robbery 

Imagine coming home after dinner and a late movie showing, only to find your windows shattered and belongings scattered across the house. You know it is very clear that you have been robbed, but you do not know when this happened, what has been taken, and if the intruder is still inside. Your first priority […]

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mother and her three children standing outside watching their home burn

Five Tips for Home Fire Preparation and Safety

As a homeowner, you hope never to encounter a fire on your property. Home fires are a common occurrence, taking place about every 93 seconds. Therefore, it is vital to prepare a fire safety plan, should the unexpected arise. Here are a few tips to ensure you and your family are ready in the event […]

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image of lady justice holding scales

What Kind of Insurance Protects You Against a Lawsuit?

Whether on the road or at home, you do what you can to keep yourself and those around you safe. But accidents happen — and sometimes they can lead to pricey lawsuits. Have you ever considered what you’d do if you were sued for something like accidentally injuring a guest on your property or being […]

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blog image of stethoscope, ekg charts, and heart prop

Understanding Cardiovascular Disease and What It Means

According to the American Heart Association in a 2019 study, nearly half of all adults in the United States – 48% to be exact – have some form of cardiovascular disease. The term “cardiovascular disease” is used to refer to a number of conditions, including heart disease, heart attack, stroke, heart failure, arrhythmia, and heart […]

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image of an elderly woman tripping and falling on icy stairs outdoors

How Protect Yourself from a Slip, Trip, or Fall

Slips, trips, and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen indoors when going upstairs or walking on […]

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blog image of someone changing a tire on the roadside; blog title: How to Make a Car Emergency Kit

How to Make a Car Emergency Kit

Whether it’s a flat tire or a run-in with a winter storm, a vehicle emergency can really catch you off guard. The first step you should take in creating a road emergency plan is to give your insurance agent a call. Many insurance carriers offer roadside assistance services as a policy add-on if it is […]

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