HOME INSURANCE
Home insurance, or homeowners insurance, is an imperative financial tool that helps protect your property and provides peace of mind.
WHAT IS HOMEOWNERS INSURANCE?
Homeowners insurance, also known as hazard insurance, is a crucial type of insurance that provides financial protection for your home and personal belongings against various types of damage and loss. In the unfortunate event of a total loss, such as a fire or natural disaster, homeowners insurance can be instrumental in helping you rebuild your home and restore it to its original condition. Additionally, this type of insurance can provide coverage for your liability, which means it can help protect you financially if someone is injured on your property or if their belongings are damaged while on your premises.
WHY IS IT IMPORTANT?
Homeowners insurance not only puts a safeguard on you assets but it also provides valuable protection for your financial future.
MOST POLICIES OFFER:
In Tennessee, a homeowners insurance policy typically covers the following:
- Dwelling: Protects the structure of your home, including the roof, walls, and attached structures, such as porches
- Personal property: Reimburses the homeowner for the value of personal belongings, including furniture, electronics, appliances, and clothing
- Loss of use: Helps cover additional living expenses if you are unable to stay in your home while it’s being repaired or rebuilt
- Personal liability: Covers your financial loss if you’re sued and found legally responsible for injuries or damages to someone else
- Medical payments: Pays medical bills for people hurt on your property or hurt by your pets
- Other structures: Protects detached structures like a shed, fence, or garage
Buying a new home or need to compare your current homeowners insurance policy rates and benefits? Call us.
For immediate assistance, call (615) 922-9228.